Covering the miles with you
For over 50 years now, we have provided solutions to the transportation industry with a customized approach to each client’s unique situation. Our growth to the largest and most trusted independent insurance provider in the area testifies to our client satisfaction.
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The Company Snapshot is a concise electronic record of a company’s identification, size, commodity information, and safety record, including the safety rating (if any), a roadside out-of-service inspection summary, and crash information. The Company Snapshot is available via an ad-hoc query (one carrier at a time) free of charge.
Exclusive fuel & tire discount program at no cost to you.
Primary Auto Liability
Provides coverage for damage or injuries to other people as a result of a truck accident. This coverage is mandated by state and federal agencies and proof of coverage is required. Pricing is dependent on region, driving records, and history of the trucking operation.
Non-Trucking Liability (Bobtail)
For owner-operators who are permanently leased to an FHWA regulated carrier. It provides limited liability protection when the owner-operator is not under dispatch, nor pulling a loaded trailer. Once the owner-operator is under dispatch, they are covered under the Primary Liability insurance policy of the company that they are leased to.
We are proud to provide towing operators with preferred insurance choices. The program was designed exclusively for towing operators and comes with a variety of optional coverages and enhancements that you can tailor to your service operation.
Whether your business owns one vehicle or a whole fleet, commercial auto coverage provides tailored protection.
Protecting your business with general liability coverage protects your business’ longevity.
Tailored coverage protects your business from digital threats and cyber liability.
Insuring your business property is a smart way to protect your business’ ability to operate and financial well-being.
Hired Auto Liability
Covers bodily injury and damages to the property of others if insured causes an accident while they are driving a leased, hired, rented or borrowed vehicle for business use.
Non-owned Auto Liability
Provides vicarious liability coverage for bodily injury and damages to the property of others caused by a vehicle not owned by the insured but driven by an insured employee while on company business.
Coverage for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles. Pricing is based on the current market value of your equipment. This coverage may be required by the lien holder of your vehicle.
Hired Physical Damage/Bailee Coverage
Provides coverage against loss or damage to non-owned trucks and/or trailers hired, rented or borrowed by insured for business use subject to a specified limit and deductible.
Provides coverage for the legal liability of truckers for loss or damage to non-owned trailers and equipment which are in the insured’s possession under a written trailer interchange agreement subject to a specified limit and deductible.
Motor Truck Cargo
Protects the carrier in case of lost freight or damaged goods. Pricing for this insurance is mainly dependent on the type of cargo being hauled. This insurance may have exclusions such as unattended vehicle, maximum theft limitations on “targeted” commodities, etc.
Covers direct physical loss while the vehicle is in your care, custody and control and while in transit including loading and unloading.
Falls under a garage policy held by auto dealers, body shops, and repair shops. It provides liability protection in the event that a customer’s car is damaged while in the garage’s possession for repairs, bodywork, or storage.
Workers’ Compensation can be customized to provide wage replacement and medical benefits for employees injured on the job.
Provides owner operators, who do not fall under the requirements of worker’s compensation statutes, with an affordable source of indemnification for work accident injuries. This coverage offers important benefits for Accidental Death and Dismemberment, Accident Medical and Accident Disability Income.
Protects companies from liabilities when passengers are riding in company trucks that get into an auto accident. Coverage can be given to authorized passengers while the driver is carrying out their work duties.
Umbrella & Excess Liability
Umbrella and excess liability coverage supplements existing business insurance.
Protects your brokerage or logistics operations from exposures presented when your client’s policy fails to respond.
Employers Liability Coverage
This is coverage B of the standard Workers’ Compensation policy. It provides coverage against the common law liability of an employer for injuries to employees as distinguished from the liability imposed by a Workers’ Compensation law.
Employment Practices Liability
Covers the legal liability of insureds in their capacity as employers for damages caused by covered wrongful employment practices. Exposures can include workplace harassment by other employees or supervisors, recruiting, hiring, evaluating, disciplining, and terminating employees.
Protects your business property while off-site and in transit.
Motor Carrier Deductible Buyback Coverage
Provides reimbursement of contracted obligation to Motor Carrier for covered auto deductibles not to exceed a specified limit per policy period and include deductibles for property damage liability, cargo, and motor carrier’s trailers.